What would you do if you could build wealth and eliminate debt simultaneously? The possibilities are endless. This program will help you achieve your financial goals through strategic interest cancellation and wealth-building opportunities. It’s your personal financial GPS.
MORE INFO - THE WHY
Once you gain total control of your debt, you can eliminate it in 1/3 the time or less.
Use your money to build your wealth, not someone else’s.
Take control by allowing Debt Shredder’s® algorithms to calculate the fastest route to zero debt overall through significant savings in interest payments.
Get the complete picture with Debt Shredder® by putting your entire living balance sheet in one place.
Create that emergency fund – The only guarantee in life is that the unexpected will happen, this tool is designed to help you build a reserve to meet the cost of unexpected emergencies.
How would you craft your life differently if you knew beforehand the impact of all your financial decisions? The Debt Shredder® program does just that using your existing monthly budget. 20/20 financial foresight… imagine the possibilities!
MORE INFO - THE HOW
It’s an easy to use as your own GPS — guiding you effortlessly — every step of the way.
Debt Shredder® has saved hundreds of millions of dollars in interest payments. It provides you with an easy to use online tool to minimize both time and interest paid on all debt. Our solution provides useful information and smart, specific guidance for finding savings opportunities unique to you.
Achieve your financial goals through strategic interest cancellation and wealth accumulation
Save time and interest on nearly every debt you have. The key is to make your money work smarter, with your existing income. Debt Shredder® calculates some of the fastest ways to pay off your mortgage and consumer debt, and build a substantial savings nest egg based on your specific income, payments, living expenses and financial goals. You never have to guess which loans to pay off first, when to pay or how much extra to send.
MORE INFO - THE WHAT
The Debt Shredder® uses complex algorithms to prioritize your debt payments to most efficiently reduce interest payments and create more wealth for you.
See your progress 24/7 – This is your personal, customized dashboard, displaying information to help you make smarter financial decisions, showing you the number of years to pay off debts, how much in interest is saved, the amount of discretionary income you have available, the true value of your resources and much more.
Comprehensive budgeting system, fine-tuned to the sensitivity of your goals.
• Enhanced calculations to pay down debt.
• Software settings that allow changes to how aggressively to pay down debt and build wealth.
• Ability to pay down multiple properties at the same time.
• User-friendly software interface.
• Personalized coaching and helpful client support
I started using the Debt Shredder on January 1, 2015, at that time, we had three mortgages totaling $117,025.97. To date, June 6, 2017, I was able to pay off two of the mortgages and reduce our debt to $28,096.54 and we saved about $46,242.63 in interest. It was hard to imagine being debt free, but on March 10, 2018, Praise God , it will be real for my family. I can’t wait!! I highly recommend this program, the success I am having with it changed my outlook on life, it gives me confidence and it put me in position to stop worrying about retirement and start planning for it. Thanks and make it a great day!!
What does your future look like?
Maybe one of these dreams is one of yours?
Real testimonials from people just like you
When we had our analysis done, we had over 30 years of debt. Debt Shredder said that it could get us out of debt in less than 10 years saving us $106,000 in interest. The decision to get Debt Shredder was a no-brainer to my husband and I. In less than a month since we started using the program, we have already cut off $14,000 of interest. This is truly an investment for us and can’t wait to tell our family and friends about this program.
I bought my house for $112,000 in 2014 with a 30 year mortgage and I’m currently carrying $148,000 worth of debt…I bought the Debt Shredder in August and I’m on track to be debt free in 6 years and saving $62,000 in interest…in a little over 2 months I’ve already saved $1100.
My husband and I starting using the Debt Shredder program in 2011. At this time we were married for less than one year, had two car payments, student loans, and a mortgage from a home we bought in 2009. As a newly married couple we found ourselves trying to rebound financially from the cost of our wedding, manage our combined debts, and save for our future. Within the first two years of using the Debt Shredder we were able to eliminate both car loans and our student loans, as well as better manage our budget and increase our discretionary income. With the elimination of our loans we were able to pay down the principal of our home.
One of the best features of this program is that it adapts to your life. In 2013 we were blessed with the birth of our first child and saw an increase in our monthly expenses; however, by noting these changes in our account we were able to stay on track financially and continue paying down our mortgage. In just 5 years we built substantial equity in our home, allowing us to build our dream home while also having our second child. The Debt Shredder gives us financial confidence in managing a new mortgage, childcare costs for two children, and planning for future expenses such as replacing a vehicle and purchasing furniture for our new home. Even with all of these new expenses and uncertain increases to our salaries, we are looking forward to being debt free in 10 years. The Debt Shredder is a great tool to help us manage our spending, plan for future expenses, and save thousands of dollars in interest. It is an investment that pays us back over and over again.
With 26 years left on a 30 year mortgage, over $70,000 in credit card debt, 3 car payments a Harley payment twin girls in college. I was stressed every week paying bills. I thought I was doing good with paying extra on each bill. We were going no where…
Then in November/2015 we started with Debt Shredder. So far as of July/2017 we paid off 2 credit cards.
We needed a 4 door car (hated to give up my convertible – 2 grand-kids) another used car in June. I thought this is going to put years on to our debt. NOPE!!!! plugged in the figures and to my surprise. We went from 6.8 years to 7.3 years out of debt completely.
I just follow the program…it tells me what to pay how much, when to move monies….it’s that easy!!! We still live good.
Over $350,000.00 in debt. We will save $125,566.80 in interest…that would have gone to the banks. Better in our pockets.
I started using the Debt Shredder on January 1, 2014, at that time, we had three mortgages totaling $117,025.97. To date, June 6, 2016, I was able to pay off two of the mortgages and reduce our debt to $28,096.54 and we saved about $46,242.63 in interest. It was hard to imagine being debt free, but on March 10, 2017, Praise God , it will be real for my family. I can’t wait!!
I highly recommend this program, the success I am having with it changed my outlook on life, it gives me confidence and it put me in position to stop worrying about retirement and start planning for it.
Thanks and make it a great day!!
In July of 2011, I had 27 years to go on my 30-year mortgage, $30,000 in credit card debt, $5000 on a line of credit, and only $200 of cash left over at the end of every month. There was $80,000 of debt hanging over my head. I was paying $1,246 in interest out of $1,636 in credit card and mortgage payments every month. Only $390 was going toward principal. I started the Debt Shredder program because I didn’t have an escape route out of debt.
In the first 2 years, as of August 2013, I eliminated $17,871 of my $35,000 in credit card and LOC debt. I had $1072 of disposable income left over at the end of every month now, compared to the $200 left over just 2 years prior. I should be debt free within the next 4 years, far ahead of the bank’s schedule of 27 years. So far, I have saved (prevented) $42,000 in interest from going to the banks. My credit score went from fair, 620 to very good, around 754 as of June 2016. I am very thankful that I listened to the person who told me about this program. I took a leap of faith and a calculated risk, and it turned out very well.